Customized Payouts
Choose from lump sum, monthly payments, or a line of credit based on your preferences.
Flexible Repayment Options
Repay the loan in full with cash, assets, or refinance, providing repayment flexibility.
Flexible Usage
Make use of reverse mortgage fund on your terms - lifestyle, medical needs, or emergencies.
6 Exciting Ways to utilize your HECM Reverse Mortgages
Standby Line of Credit
Utilize a flexible reverse mortgage line of credit for emergencies or potential needs.
3 Reasons We're a Top Pick for Your
HECM Mortgage Needs
Personalized Assistance
We understand that every situation is unique and assist in extraordinary tailored solutions to match your requirements.
Decades of Expertise
With years of excellence in the mortgage industry, HLRI brings unmatched experience.
Integrity & Trust
At HLRI, integrity shapes our service. Rely on us without exception – your reliable partner, always.
Take the first step to your best reverse mortgage loans! Begin here.
1 Who qualifies for HECM?
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Must be 62 years of age or older
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Substantial home equity required.
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Home as primary residence.
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No federal debt delinquency.
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Cover ongoing property costs.
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HUD-approved counselor session required.
Here’s your quick checklist for smooth application process
• Personal Identification
Social security card, driver’s license & other ID documents
• Proof of Income
Social security awards letter, 401(k), account statements, pension plan statement, recent income tax returns, recent W-2s or 1099s.
• Asset Documentation
Bank Statements, savings, annuities, stocks & other investments.
Why our customers love us?
Sarah Thompson
Denver, Colorado
HLRI Mortgage made our retirement dreams a reality. Their HECM expertise allowed us to access our home equity stress-free, providing financial security for our golden years.
Michael Garcia
San Diego, California
HLRI's team was a guiding light throughout the HECM program. They explained everything clearly, ensuring we understood the benefits and implications. Grateful for their professionalism.
Patricia Martinez
Albuquerque, New Mexico
HLRI Mortgage helped us navigate the HECM for purchase journey with patience and care. Their personalized approach made us feel valued, and now we can enjoy our retirement comfortably.
Richard Lee
Miami, Florida
HLRI's HECM program expertise is unparalleled. They took the time to address our concerns, making the process smooth. Thanks to them, we're experiencing a worry-free retirement.
Thomas Walker
Atlanta, Georgia
HLRI Mortgage exceeded our expectations with their reverse mortgage services. Their team's dedication to helping seniors is evident. We're truly thankful for the peace of mind they've provided.
William Anderson
Phoenix, Arizona
HLRI made our retirement more comfortable through HECM Loans. Their knowledge and support ensured we made an informed decision. Highly recommend their expertise to fellow seniors.
