Exclusive reverse mortgage solutions tailored for homeowners aged 62 or older and enables you to access your home's equity without the need for monthly payments. Instead, repayment occurs when you decide to move, sell your home, or pass away.
The loan amount is calculated based on factors like your home's value, your age, and current interest rates. It's a unique way to leverage your home's equity while maintaining ownership and financial flexibility.
Yes, you can refinance your reverse mortgage. Refinancing offers an opportunity to access more funds, secure a more favorable interest rate, or make changes to the type of reverse mortgage you have. To explore your specific refinancing options, it's recommended to consult a reverse mortgage solutions expert who can provide personalized guidance based on your unique financial situation and goals.
The amount you receive from a reverse mortgage purchase depends on factors like your home's value, your age, and current interest rates. Generally, the older you are and the more valuable your home, the more money you can access.
To calculate an early estimate, try our reverse mortgage calculator.
Utilize a reverse mortgage loan to gain a dependable, tax-free income stream, easing financial concerns in your retirement.
Offers flexibility in how you receive funds, whether it's through a lump sum, monthly payments, or a line of credit, tailored to meet your unique financial needs.
Enjoy the freedom of not making monthly mortgage payments, freeing up your cash flow for other expenses or investments.
If you're a retiree with limited income sources, consider a best reverse mortgage loan to provide you with a steady, tax-free income, ensuring financial peace during your retirement.
For seniors like you who want to stay in your beloved home while using your home equity to fund necessary modifications or healthcare expenses, offer personalized reverse mortgage solutions.
If you've diligently built up home equity over the years, explore the benefits of a reverse mortgage as a strategic financial tool to unlock your home's value.
As you plan for a secure retirement, a reverse mortgage can be a key component, helping you secure your financial future, maintain independence, and savor a comfortable retirement lifestyle.
Homeowners who have paid off their mortgages or have minimal balances remaining, like you, can use a reverse mortgage to access additional funds without worrying about accumulating new debt.
If healthcare expenses have become a concern, a reverse mortgage can step in to assist with covering medical bills, long-term care, or unexpected health-related costs, providing valuable financial support.
As empty nesters contemplating downsizing, you can leverage a reverse mortgage to purchase a more manageable home while preserving the benefits of home equity access.
If you have specific estate planning goals in mind, a reverse mortgage can be a strategic choice. It may allow you to safeguard other assets for your heirs while using your home equity for your retirement needs.
Your Key to Financial Freedom in Retirement
No Monthly Mortgage Payment
Versatile Repayment
Government Insured
Tailored Financing for Your Ambitions
High Loan Limits
Flexible Payout Options
Exclusive Property Types
Jumbo Loans Vs HECM: What’s the difference?
Explore the distinctions between Jumbo and HECM Loans to make informed decisions about accessing your home equity.
To explore if you qualify for a reverse mortgage, consider the following eligibility criteria:
Proof of Age
Proof of Residence
Property Information
Proof of Homeowners Insurance
Income Verification
Asset Information
Debt Information
Counseling Certificate
Power of Attorney (if applicable)
Social Security Number
Proof of Taxes and Insurance Payments
Marital Status
| Aspect | HECM Loans | Jumbo Loans |
|---|---|---|
| Maximum Loan Limit | ✔Subject to FHA limits | ✖Higher, no FHA limits |
| Property Types Eligible |
✔Single-family homes, multi- units, some condos |
✔Wide range of property types |
| Borrower Age Requirement | ✔62 years or older | ✔Can vary by lender |
| Occupancy Requirement | ✔Primary residence | ✔Primary residence |
| Lower Interest Rates and Fees | ✔Generally lower | ✖May be higher due to larger loan amounts |
| Government Regulation and Insurance | ✔FHA-insured | ✖Not government-insured |
| Eligibility Flexibility | ✖Strict FHA criteria | ✔Varies by lender |
Kindly complete the form below, and we look forward to connecting with you personally.
